Terms of Service

Last Updated: July 2026

1. Acceptance of Terms

By accessing or using the Advance America website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Eligibility

You must be at least 18 years of age and a legal resident of the United States to use our services. By applying, you represent that you meet these requirements.

3. Loan Terms

All loans are subject to approval. Loan amounts, terms, and rates vary by state and are based on your qualifications. You are responsible for reviewing and understanding all loan terms before accepting.

4. User Responsibilities

You agree to provide accurate, complete, and current information when applying for a loan. Providing false information may result in denial of your application and potential legal consequences.

5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Advance America and protected by copyright and trademark laws.

6. Limitation of Liability

Advance America shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Our liability is limited to the fullest extent permitted by law.

7. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the modified terms.