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You'll need valid government-issued ID, proof of income, an active bank account, and be at least 18 years old. The application takes just minutes to complete.

Most applications are approved within minutes. Same-day funding is available for approvals before 10:30 AM ET (M-F).

Yes! Good credit is not required. We consider many factors beyond your credit score when reviewing your application.

Repayment is typically made through automatic debit from your bank account on your due date. You can also make payments online or in-store.

No. You can pay off your loan early at any time with absolutely no prepayment penalties.

You can reach us through our Contact page, visit any of our 800+ store locations, or call our customer service team during business hours.