You wear a lot of hats.
Make it work with
fast, easy loans.
- Approved in minutes.
- Money same day.*
- Good credit not needed.
Getting a loan is fast and easy
Start your application online or apply in the store.
Get approved within minutes.
Receive money the same day.*
*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.
Turning someday into today
starts at Advance America
Through 25+ years and over 157 million loans, Advance America has helped our customers build stronger tomorrows.
Let's get started on yours.
We're here to help
With over 800 locations and 24/7 online access.
We offer same-day funding*
Receive approval in minutes and get the money you need to tackle your day.
We keep it real
We're committed to transparency and protecting your personal information.
Trusted by millions of customers
"Good customer services!"
"Great experience fast and easy"
"Great service with Christina and fast process with title loans!!!"
Apply for a personal loan from
Advance America
Easy and fast online cash advances, cash loans, and more.
Installment Loans
Get the money you need now and repay it over time in fixed monthly installments.
Line of Credit
Tap into your credit line as needed - you'll only pay interest on what you borrow.
Payday Loans
Get same-day funds for immediate expenses. Repay the loan in full on your next payday.
Cash Advances
Get quick access to cash to cover urgent expenses. Repay your loan in 2-4 weeks.
Title Loans
Use your car's value to get a secured loan. Keep driving while you pay back.
Frequently Asked Questions
To apply for a loan, you'll need valid government-issued ID, proof of income, an active bank account, and be at least 18 years of age. We make the process quick and simple.
Most applications are approved within minutes. Same-day funding is available for approvals before 10:30 AM ET (M-F).
Yes! Good credit is not required to apply. We consider many factors beyond just your credit score when reviewing your application.
Absolutely. We use industry-standard encryption and security measures to protect all your personal and financial information.